Life is full of uncertainties and that is the reason we all need to have a life insurance policy to cover the contingency linked with our life.

A regular term life insurance may provide the sum assured in the event of a loss of life whereas an endowment policy may provide both death and maturity benefits.

Human life cannot be valued in monetary terms. A normal life insurance policy, be it a term or an endowment, just tries to determine a pecuniary and financial sum to be paid to our surviving dependants or after the end of the term.

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Saving for the future has always been a necessity. The ever-growing inflation in today’s world has made it more important to save than it had been ever before.

The growth of inflation is shooting up so fast that just saving is not enough. Investing wisely to take care of the long-term and short-term goals is the mantra to ensure that you meet the demon of inflation.

Fortunately, there are a plethora of instruments available for investment, but sadly very few which can really break the barrier of inflation. In such a scenario, one of the most integral tools of investment is mutual funds.

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The rains falling on the earth; the waves of the ocean hitting the shores; a little baby playing gleefully in its mother’s arms! These are images that make us forget all our sorrows and worries of the world.

However, have we ever imagined seeing this pristine beauty without the sound that it makes? These very things seem so much incomplete without the accompanying sound of the rain, the sound of wind in a primeval wood, the sound of the outer ocean on a beach, the sound of the baby giggling at its mother.

Blindness separates us from things; Deafness separates us from people.

There are so many unfortunate among us who cannot hear these beautiful sounds and are separated from us due to this handicap, because of a severe damage to their cochlear nerves.

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