Sharing is definitely not caring

We Indians have a tendency to share our things with others. Be it our food, our cup of tea and even our seats in the buses and trains, we find a hidden happiness in sharing with others.

We sometimes share our lives too with others. It is presumed that our problems and sorrows divide and our happiness multiply when we share. Sharing is seen as the epitome of caring.

But when it comes to your banking details, it is certainly not wise to share. Sharing your online transaction OTP, password or your Banking PIN is not just unsafe, it could be catastrophic too.

In this technology driven banking age, the use of debit cards, internet banking and phone banking has almost become a daily feature of our lives. As much as we would like our lives to be safe and secure, we need to ensure that our banking transactions are also safe and secure from phishing and vishing.

Being aware is the best way to be safe and so let’s be aware of how we can safely carry out our banking and other online transactions.

Internet Banking:

  • Register your mobile number for SMS alerts for any transactions done.
  • Never keep yourself logged in indefinitely and logout immediately after your session.
  • Never share your login ID and/or password with others and keep a strong password.
  • Never use internet banking over public WIFI or free WIFI locations
  • Check your bank statements and transaction history periodically.
  • Change your password periodically and keep it distinct from the earlier ones.
  • Keep your transaction and profile passwords totally dissimilar to each other.
  • Always type the full website address to access any financial transaction site rather than clicking on any link provided.
  • Always look for the padlock icon in your web browser window which usually means that you are using a safe website that is using https encryption.

Phone Banking:

  • Never share your OTP or card CVV with anyone claiming to be from the Bank.
  • Never succumb to malicious tempting, enticing or threatening calls relating to your financial transactions.
  • Never continue with any suspicious calls relating to your financial transactions.

Using ATM, debit and credit cards:

  • Never share your ATM PIN or keep a written record of it anywhere.
  • Keep a strong password which is difficult to decipher.
  • Never swipe your card for any enticing offers which sound hard to believe.
  • Never part with your card out of your sight at restaurants etc. and insist on usage in front of you.
  • For international usage, always use the ON/OFF facility provided by the Banks.
  • Never use your ATM card if the place is too crowded or shield the keyboard from anyone standing nearby.
  • Never accept any offer of assistance in using your card from any stranger.

State Bank of India, India’s largest Bank, a 211 year old organisation and a Fortune-500 Company has come out with the initiative of providing awareness on safe usage of IT products relating to banking and financial transactions with its #SbiComputerSecurityDay.

This initiative by SBI is to educate us of the safe usage of IT so that it becomes an integral part of our lives. They ensure that you are educated about it, because SECURITY is not complete without U.

Treat your password like your toothbrush. Don’t let anyone else use it, and get a new one regularly. Share your problems, your happiness, your sorrows, but never your password, OTP or PIN. Sharing these is definitely not caring.

 

It's only fair to share...
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