We all have dreams but most of them end up as just unachievable desires. We often wonder that when we had set our goals, why they still they remain unattainable.

Every goal in life requires money at the right time and in the right amount to make it into a reality. The problem with most of us is that we do not plan our investments according to our goals, but rather just invest in a totally unplanned manner.

If we throwback on our life, we would find that traditionally, most of us invest without any planning. An annual bonus at work or an inherited wealth is just invested for the purpose of ‘saving. Saving is certainly good, as pure pundits would also confirm, but not attaching a goal to the investment is what makes it almost worthless.

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Our life is our most precious possession and hence we need to ensure that it is protected to the fullest. We may take care of our lifestyle and health in order to protect our lives but unfortunately it does not control our life span. Regardless of our income when we are alive, we have no control on what the future holds for us. That’s when a term plan helps to insure our life term.

A premature death due to a sudden illness or an accident could have a devastating effect on your family members not just emotionally but financially too effecting their household expenses and maintaining their standard of living, especially when you are the sole breadwinner of the family.

Even with the multitude of savings based, profit sharing and market linked insurance plans available, it is imperative to have a term insurance plan which covers your life in the purest form of insurance; one which provides a guarantee that if something happens to you, your loved ones would not have to bear the financial loss as well.

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There are many things in life that are as important to us as ourselves, if not more. While we take care to insure and protect our lives with a life insurance, it is equally important for us to protect these important things in our life too.

Be it our health, our dream home, our precious vehicle or our cherished holidays, General Insurance covers them all. In other words, it covers all forms of insurance except life.

General Insurance not just provides insurance for property against fire, burglary or theft; personal insurance covering health, travel and accidents; and liability insurance covering legal liabilities; it also includes insurance against errors and omissions for professionals, credit insurance providing payments depending upon the loss from a particular financial event and much more.

What differentiates General Insurance from life insurance is that unlike the latter policies, the tenure is normally not that of a life time. The usual term lasts for the duration of a particular economic activity or for a given period of time; most of them being annual contracts, there are a few which have a longer term as well.

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