Our car is no longer a luxury or a status symbol anymore. Having become an essential mode of travel and transportation, it is more of a necessity these days. Whether it is our daily travel to work or our weekend travel for leisure, whether it is to drop our kids to school or to go around for the daily errands, we invariably end up spending a reasonably important part of our daily time inside our cars.

Apart from the comfort that we expect when we sit inside our car, the most important factor that we worry about is our safety; the safety of people out on the roads and the safety of our vehicle too. In order to ensure that we always have a safe drive, it is necessary to have proper car insurance policy too.

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There are many things in life that are as important to us as ourselves, if not more. While we take care to insure and protect our lives with a life insurance, it is equally important for us to protect these important things in our life too.

Be it our health, our dream home, our precious vehicle or our cherished holidays, General Insurance covers them all. In other words, it covers all forms of insurance except life.

General Insurance not just provides insurance for property against fire, burglary or theft; personal insurance covering health, travel and accidents; and liability insurance covering legal liabilities; it also includes insurance against errors and omissions for professionals, credit insurance providing payments depending upon the loss from a particular financial event and much more.

What differentiates General Insurance from life insurance is that unlike the latter policies, the tenure is normally not that of a life time. The usual term lasts for the duration of a particular economic activity or for a given period of time; most of them being annual contracts, there are a few which have a longer term as well.

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