Every business is subject to risk, some are internal while some are external.

Transformation is a constant process these days. Whether it is technology, consumer preferences or even our economy, the rapidly evolving and increasing digitized economy, the fast paced transformational trends has the potential of being the potential for organizations and businesses to be disrupted and perhaps even be displaced.

Risk is inherent in every business and the truth is that most companies are not too good when it comes to setting up structures internally to manage their operating and business risks.

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There are many things in life that are as important to us as ourselves, if not more. While we take care to insure and protect our lives with a life insurance, it is equally important for us to protect these important things in our life too.

Be it our health, our dream home, our precious vehicle or our cherished holidays, General Insurance covers them all. In other words, it covers all forms of insurance except life.

General Insurance not just provides insurance for property against fire, burglary or theft; personal insurance covering health, travel and accidents; and liability insurance covering legal liabilities; it also includes insurance against errors and omissions for professionals, credit insurance providing payments depending upon the loss from a particular financial event and much more.

What differentiates General Insurance from life insurance is that unlike the latter policies, the tenure is normally not that of a life time. The usual term lasts for the duration of a particular economic activity or for a given period of time; most of them being annual contracts, there are a few which have a longer term as well.

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