Our life is our most precious possession and hence we need to ensure that it is protected to the fullest. We may take care of our lifestyle and health in order to protect our lives but unfortunately it does not control our life span. Regardless of our income when we are alive, we have no control on what the future holds for us. That’s when a term plan helps to insure our life term.

A premature death due to a sudden illness or an accident could have a devastating effect on your family members not just emotionally but financially too effecting their household expenses and maintaining their standard of living, especially when you are the sole breadwinner of the family.

Even with the multitude of savings based, profit sharing and market linked insurance plans available, it is imperative to have a term insurance plan which covers your life in the purest form of insurance; one which provides a guarantee that if something happens to you, your loved ones would not have to bear the financial loss as well.

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There are many things in life that are as important to us as ourselves, if not more. While we take care to insure and protect our lives with a life insurance, it is equally important for us to protect these important things in our life too.

Be it our health, our dream home, our precious vehicle or our cherished holidays, General Insurance covers them all. In other words, it covers all forms of insurance except life.

General Insurance not just provides insurance for property against fire, burglary or theft; personal insurance covering health, travel and accidents; and liability insurance covering legal liabilities; it also includes insurance against errors and omissions for professionals, credit insurance providing payments depending upon the loss from a particular financial event and much more.

What differentiates General Insurance from life insurance is that unlike the latter policies, the tenure is normally not that of a life time. The usual term lasts for the duration of a particular economic activity or for a given period of time; most of them being annual contracts, there are a few which have a longer term as well.

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A long ride amidst the mountain ranges or a peaceful drive through the woods is what we always dream of to get away from the hustle and bustle of our daily chores.

There’s nothing more relaxing than driving with your family on the backseat of the car believing that they are safe with you behind the wheels. There’s no better soothing or comforting feeling than your life partner or friend holding on to you while you chug along the road on your motor bike.

While the tranquil of such experiences are unparalleled, they are always associated with the risk of accidents.

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