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We all carry multiple responsibilities in our lives, be it our job, our business, taking care of our family; and while we get engrossed in these responsibilities which are created by ourselves and sometimes thrust upon us by the society, one thing which is pertinently overlooked is to listen to our body.

It might come as an astonishment to many of us, but it’s a fact that our bodies are exceptionally smart. We can avoid some serious medical conditions if we just take the time to listen to our body. When you experience a pain in some part of the body, your body is definitely telling you that something is not right; and so it is up to you to immediately figure out that it is a signal, a sign, and catch it.

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We all have dreams but most of them end up as just unachievable desires. We often wonder that when we had set our goals, why they still they remain unattainable.

Every goal in life requires money at the right time and in the right amount to make it into a reality. The problem with most of us is that we do not plan our investments according to our goals, but rather just invest in a totally unplanned manner.

If we throwback on our life, we would find that traditionally, most of us invest without any planning. An annual bonus at work or an inherited wealth is just invested for the purpose of ‘saving. Saving is certainly good, as pure pundits would also confirm, but not attaching a goal to the investment is what makes it almost worthless.

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Our life is our most precious possession and hence we need to ensure that it is protected to the fullest. We may take care of our lifestyle and health in order to protect our lives but unfortunately it does not control our life span. Regardless of our income when we are alive, we have no control on what the future holds for us. That’s when a term plan helps to insure our life term.

A premature death due to a sudden illness or an accident could have a devastating effect on your family members not just emotionally but financially too effecting their household expenses and maintaining their standard of living, especially when you are the sole breadwinner of the family.

Even with the multitude of savings based, profit sharing and market linked insurance plans available, it is imperative to have a term insurance plan which covers your life in the purest form of insurance; one which provides a guarantee that if something happens to you, your loved ones would not have to bear the financial loss as well.

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